Individual Health Reimbursement Arrangement (ICHRA)
Traditional small group health plans are spiraling into cost-prohibitive liability. We transition Twin Cities employers to Individual Coverage Health Reimbursement Arrangements (ICHRA). You define a strict, predictable tax-free monthly allowance; your employees choose their own compliant healthcare plans.
Section 125 Cafeteria Plan
Transform your employees' necessary medical expenses into massive corporate tax savings. We facilitate the seamless integration of IRS Section 125 plans, allowing your workforce to pay for health premiums on a pre-tax basis. This instantly increases their take-home pay while simultaneously lowering your company's payroll tax liabilities.
Large Group Health Plans
Implement a sophisticated benefits package designed to mitigate financial risks and command the Minnesota talent market. Seamless chemistry with your C-suite to manage your entire healthcare landscape—delivering administrative relief for continuous corporate scaling. (100+ Employees)
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Licensed MN Health Insurance Broker Agency: Fully state-credentialed to design and execute high-level corporate benefits strategies for Twin Cities businesses.
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Carrier-Agnostic Structuring: We sit on your side of the boardroom table. We negotiate independently to source the absolute best healthcare networks and funding models for your balance sheet.
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Custom I.D Plan Architecture: We analyze demographic data, network access, and cost-containment outcomes to give you the ultimate advantage in talent retention and success with your corporate health plan.
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Strict Regulatory & Care Alignment: We ensure your people have seamless access to the care and providers they rely on—and that those networks adhere to uncompromising standards—while we meticulously manage all Minnesota and federal regulatory parameters to keep your business fully compliant and protected.
Corporate Health Architecture
JHN Finance | MN License: 40816854 | NPN: 20403215